Since its inception in 1974, the IRA has become a popular retirement savings tool. According to a study from the Employee Benefit Research Institute, there are more than 25 million IRAs open in the United States, and those accounts hold nearly $2.5 trillion in total assets.1
 
The IRA is a popular savings vehicle for a number of reasons. They often allow for a broad range of options, and you can use them to rollover your 401(k) assets when you leave a job. 

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There may be a hidden risk in your retirement plan that has escaped your attention. If you don’t address it now, it could threaten your ability to enjoy a comfortable and financially stable retirement. Don’t think it could happen to you? Imagine the following scenario.
 
You’re closing in on retirement. It’s less than 10 years away. You’re already planning life after you leave the working world. Perhaps you’re looking forward to enjoying vacations, your favorite hobby, or spending time with family.
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